Mehul Desai


Mehul Desai has 25 years of experience in ICT (or Information Communication Technologies) and related applications worldwide, focusing on intellectual property, product development, business development, strategy and international operations.

Mehul Desai co-founded C-SAM, a global technology-provider for secure-transaction solutions, which was acquired by MasterCard Worldwide in 2014. He is founder and CEO of DeZai and also is co-founder of Caspo, PEaaS, Joovo, and Zopus.

He is also on the board of several companies and is an expert-in-residence at the Polsky Center for Entrepreneurship and Innovation at the University of Chicago.

He co-authored March of Mobile Money, The Future of Lifestyle Management - which was published by Collins Business in 2010. Mehul authored August of Money, The Quest for Cashless Society - which was published by Let’s Talk Payments in August 2015.




Carol Realini is a successful Silicon Valley entrepreneur, CEO and expert in financial service innovation.

She has created successful companies in multiple new markets – including early executive at network computer leader Legato, founder and CEO at banking customer relationship management leader Chordiant Software, founder and CEO of mobile payments pioneer Obopay, co- founder and board member of faster payments innovator Omney.

She is the co-author of Financial Inclusion at the Bottom of the Pyramid. She has attended the World Economic Forum and led discussions on alternative banking in Davos. She has been recognized as a Top 50 Women in Technology by Corporate Board Member magazine.